Bank Statement → .CSV
Upload any bank statement PDF and generate a Xero-ready bank import CSV. Transactions can be uploaded directly into Xero for reconciliation without manual typing. Works with HDFC, ICICI, SBI, and 21 more banks.
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Secure Financial Data Processing
Why Convert to Xero?
Upload any bank statement PDF and generate a Xero-ready bank import CSV. Transactions can be uploaded directly into Xero for reconciliation without manual typing. Compatible with Xero, Microsoft Excel, Google Sheets. The output uses consistent column names across all banks — Date, Description, Debit, Credit, and Balance — so your import workflow works identically regardless of which bank issued the statement.
Example Output
| Date | Description | Debit (USD) | Credit (USD) | Balance |
|---|---|---|---|---|
| 2024-03-15 | Chase ATM Withdrawal | 2,000.00 | — | 48,500.00 |
| 2024-03-18 | Salary Credit | — | 75,000.00 | 1,23,500.00 |
How It Works
Download your bank statement PDF
Log into your online banking portal and download your statement as a PDF. Most banks support this under Accounts → Statements or e-Statements.
Upload to MintConvert
Drag and drop your PDF onto the converter. MintConvert auto-detects your bank and begins parsing immediately — no configuration needed.
Download your Xero file
Your Xero file downloads in under 30 seconds. In Xero: Accounting → Bank Accounts → Manage Account → Import a Statement. Upload the generated CSV file and Xero will import all transactions for reconciliation.
Why MintConvert
- Bank-specific parsing — Not generic OCR — each of the 23 supported banks has its own parser calibrated for its exact PDF layout.
- Xero compatible — Output is formatted to import directly into Xero, Microsoft Excel, Google Sheets without reformatting.
- Multi-page support — Convert statements covering weeks, months, or years — all pages processed in one upload.
- Privacy first — PDFs deleted immediately after conversion. No storage, no accounts needed for the free tier.
- 23 banks supported — Chase, HDFC, Barclays, ICICI, Wells Fargo, CommBank, DBS, and 16 more across 8 countries.
- Free to start — 5 free conversions per month. No credit card required to get started.
Frequently Asked Questions
How do I convert a bank statement PDF to Xero?
Upload your bank statement PDF to MintConvert. The converter automatically detects your bank's format, extracts all transactions, and downloads a clean Xero file — typically in under 30 seconds.
Which banks are supported for Xero conversion?
MintConvert supports 23 banks across 8 countries including Chase, HDFC, Barclays, ICICI, Wells Fargo, Commonwealth Bank, and more. See the full list below.
Is the Xero output accurate?
Yes — MintConvert uses bank-specific parsers for each of the 23 supported banks, not generic OCR. Each parser is calibrated for that bank's exact PDF layout, producing accurate Date, Description, Debit, Credit, and Balance columns.
Is my bank statement data secure?
Your PDF is processed in-memory only. MintConvert does not store uploaded files — the PDF is deleted immediately after conversion. The Xero download link expires after 24 hours.
Can I convert multi-page bank statements?
Yes — MintConvert processes all pages in a single pass. Whether your statement is 1 page or 100 pages, you get a single Xero file containing every transaction.
Does it work with password-protected PDFs?
Some banks (like HDFC) password-protect their PDFs. You can unlock your PDF using your bank's password (usually date of birth or customer ID) before uploading, or use MintConvert's built-in unlock feature on supported banks.
Is there a free plan?
Yes — MintConvert's free tier includes 5 conversions per month with all output formats including Xero. Paid plans start at $9/month for 100 conversions.
How do I import the my bank CSV file into Xero?
The Xero output includes one row per transaction with Date, Description, Debit (blank if not applicable), Credit, and Balance columns. In Xero: Accounting → Bank Accounts → Manage Account → Import a Statement. Upload the generated CSV file and Xero will import all transactions for reconciliation.
What if my bank is not listed?
Contact MintConvert at hello@mintconvert.com to request support for your bank. We add new banks based on user demand — typically within 2–4 weeks.
Can I use the CSV file with Xero?
Yes — In Xero: Accounting → Bank Accounts → Manage Account → Import a Statement. Upload the generated CSV file and Xero will import all transactions for reconciliation.
United States Banks
UAE Banks
Oman Banks
Other Output Formats